A WILL operates only after death to ensure your Estate is managed by an Executor and distributed to Beneficiaries, in each case, of your choice.POWERS OF ATTORNEY/GUARDIANSHIP operate only before death to ensure your financial affairs/health and lifestyle decisions are made by an attorney/guardian of your choice. Also it is particularly important, where you own property jointly with a partner or may need to care for an elderly parent, to hold enduring powers so you can assume control of their affairs if incapacitated (eg suffer a coma/trauma from car accident, stroke or dementia); otherwise a government department may manage both their care and assets (including their share of a jointly owned home) until either their infirmities or lives end.JOINT OWNER AGREEMENTS regulate the sharing of outgoings, time frames for sale or earlier share buy-outs for joint owners of an investment property - important for unrelated parties or domestic partners requiring opt-out terms, including the need to repay third-party loans (e.g. contribution by a parent).BUSINESS SUCCESSION AGREEMENTS prescribe methodology for a smooth transition upon a partner’s or keyman’s retirement/death, including share buy-out processes, cross-insurance covers, valuations etc
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