Karen E. Lockhart, Attorney at Law, PLC

 We are a local firm, dedicated to helping you get through the financial crisis, that continues to devastate families in Riverside County, and has been deemed by many news commentators to be the “great depression.”Are you overwhelmed by credit card debt, medical bills and loan payments? Are you behind on your mortgage? Have you suffered the loss of a job, decrease in income or an illness that has made it impossible to continue working? Did the variable interest rate on your home loan reset causing your payments to skyrocket for a home that has lost a significant amount of its value? Are you being harassed by bill collectors or attorneys for past due payments? Are facing foreclosure of your home or the repossession of your automobile, or other property? Do you struggle every month just to keeps the lights on and food on the table? You are not alone. We understand that you are going through a difficult time, and we can help.Our goal is to make the daunting task of bankruptcy as painless as possible. We can streamline the collection of information by incorporating your three credit reports into your bankruptcy filing, offer low cost valuation of your property, lien search of your property, the valuation of your vehicle, and significantly reduce the time you spend collecting the information required by the courts. We can also help you obtain the required credit counseling, that you must have before you can file for bankruptcy protection.